Rajbahadur Yadav, resident of Shivam Palace, Mira Road was surprised when he received an ATM card for an Apna Bank account on the 16th of December. While the address was correct, the name on the card was of one Khan Mohammed Rashid Ilyas. The Yadav family had been living at that residence for the last 12 years, so there was no question of it being the address for this Khan Mohammed Rashid Ilyas stated on the card.
Concerned, he went to the Apna Bank, where it emerged that the account had been started by providing An Aadhaar card and a driving licence as proof. When an outraged Yadav asked the bank officials how they could open such an account without any verification, he was told that an Aadhaar Card alone was adequate for that.
In the meanwhile the bank officials called up Rashid and asked him to come to the bank. It emerged that Rashid had paid “Welcome Motor Training School” in Mumbra 32 thousand rupees to get a driving licence made and had created an Aadhaar card on the basis of that, which was used to create the bank account. It is unclear how he received the Aadhaar card, given that while it carries Yadav’s address, Yadav does not appear to have received it.
An outraged Yadav demanded that the bank take action against Rashid, but the bank officials refused to do so. At this, Yadav hauled Rashid to the police station himself to file a complaint.
A similar business offering falsified Aadhaar cards, PAN cards and other documents had earlier been discovered in Bhayander.
A question worth asking here is why the bank refused to call the police when a fraudulent account was discovered. Another question worth asking is whether banks could be turning a deliberate blind eye to fraudulent accounts in order to gain customers.
Original story (Marathi): http://www.lokmat.com/thane/support-through-false-address-bank-account-events-mira-road-system-has-not-confirmed-it-properly/